Top 5 Reasons Michigan Residents should work with a Michigan Home Loan Mortgage Company
There are lots of good reasons to choose a home loan mortgage company in Michigan, especially if one or more of the following apply to you:
- You are a Michigan First Time Home Buyer
- You want to lower your monthly payments
- You need a loan with little or no downpayment
- You have past credit problems
- You need mortgages that are specially designed for Michigan homeowners
If any of these things describe you, then working with Creative Mortgage Lending in Michigan may be right for you. Why? Creative Mortgage Lending home loans offer many benefits and protections that you won't find from other mortgage companies including:
Lower cost: Our mortgages have competitive interest rates.
Smaller down payment: Our mortgages have a low 3% down payment and the money can come from a family member, employer or charitable organization as a gift. Some loan companies don't allow this.
Easier qualification: Creative Mortgage Lending gives you loan terms that make it easier for you to qualify.
Less than perfect credit: You don't have to have perfect credit to get an home loan mortgage. In fact, even if you have had credit problems, such as a bankruptcy, it's easier for you to qualify for an Creative Mortgage home loan in Michigan than a conventional loan.
You may use Creative Mortgage Lending to purchase or refinance a new or existing 1-4 family home, a condominium unit or a manufactured or mobile home (provided it is on a permanent foundation).